The dream of every passionate innovation manager is to make himself redundant.
A short interview with our publisher Springer Gabler.
Wie agil sind Banken im Innovationsmanagement? Remigiusz Smolinski erläutert im Interview mit Springer Professional, worauf es für Kreditinstitute jetzt ankommt.
Source: “Die Steigerung des Innovationsgrads ist für Banken überlebenswichtig”
Fourth and the last part of our interview with Dr. Hansjörg Leichsenring (Der Bank Blog) and Sven Korschinowski from KPMG. This time we discuss the upcoming changes in the industry structure and the predicted market cleansing phase.
FinTechs gelten für viele als Inbegriff agiler Innovation, stehen aber derzeit vor einer Marktbereinigung im Wettbewerb
Source: Innovative FinTech-Startups stehen vor einer Marktbereinigung
Third part of our interview. This time we focused on the prerequisites for driving innovations in banking.
Die IT-Strukturen von Banken und Sparkassen werden oft als träge und innovationsfeindlich dargestellt. Das scheint sich zu ändern, wie Sven Korschinowski von KPMG und Remigiusz Smolinski von comdirect im Gespräch erläutern.
Source: Banken brauchen Mut und flexible IT-Strukturen für Innovationen
My take on the discussion concerning fintech ecosystem in Germany or in brief Berlin vs. Frankfurt 😉
Weltweit ist Frankfurt als Bankenstadt bekannt. Doch innovative junge Finanzunternehmen bevorzugen oft noch Berlin. Nun will die Main-Metropole aufholen.
Source: “Start-ups sind sexy”: Wie die Bankenstadt Frankfurt bei Fintechs aufholt
Second part of the interview on innovations and innovation management in banking.
Finanzinstitute sehen sich einer Vielzahl neuer Technologien gegenüber. Doch welche sind wirklich wichtig für Wachstum und Erfolg und ermöglichen neue Geschäftsmodelle? Darüber habe ich mich ausführlich mit Sven Korschinowski von KPMG und Remigiusz Smolinski von comdirect unterhalten.
Source: Blockchain und Künstliche Intelligenz sind spannende Themen für Banken
Here is the first part of the interview with Sven Korschinowski and me on innovations and innovation management in banking für Hansjörg Leichsenring’s Der Bank Blog.
Die Notwendigkeit von – vor allem digitalen – Innovationen für Banken wird landauf-landab viel diskutiert. Doch ist dies wirklich ein Schlüssel zu mehr Erfolg im Wettbewerb? Darüber und wie Innovationsmanagement aussehen sollte, habe ich mich ausführlich mit Sven Korschinowski von KPMG und Remigiusz Smolinski von comdirect unterhalten.
Fully dressed featured on Bild.de 😉
Im Rennen um die Bank der Zukunft sieht sich die Comdirect Bank an der Spitze. Mit Innovationen und Apps will Deutschlands drittgrößte Direktbank (zwei Millionen Kunden) umfassender Finanzbegleiter der Verbraucher werden.BILD durfte sich in den Entwicklungsabteilungen des Geldhauses umschauen. Ein Ortsbesuch.
2016 is slowly coming to an end and it has been an amazing year! I am very happy that our ideas and hard work on developing them into products have been noticed by the experts and peers from the financial industry. This year we have received 4 innovation awards for the products we either initiated, developed or both. Here is a brief recap of our this year’s successful innovations:
Startup Garage was one of my first ideas at comdirect. I described it briefly in one of my earlier posts. Yesterday, on November 16, we were honored to receive:
the Innovation Award 2016 in the category business model granted us by bankenversicherungen.de during the 19th Euro Finance Week in Frankfurt. We are very happy that our essentially very simple idea, was recognized by the senior academics and professionals from the jury. We perceive it as a very valuable expert confirmation that our intuition was correct but our ambition does not let us slow down or stop. We have lots of ideas how we could further develop our Startup-Garage and bring it to a completely new level.
Photos: (c) Jens Braune del Angel / Maleki Group
Bonus-Sparen is also one of the ideas from my early days at comdirect and I have already described briefly our interpretation of shopping for the retirement plan in one of my earlier posts. At the beginning of September, we received a Customer Innovation Award also know as Kunden-Innovationspreis 2016 also for Bonus-Sparen. Since its launch in August, thousands comdirect customers have registered for Bonus-Sparen and many have made their first investments in securities, realizing that it is easier than they had thought. Mission accomplished? Definitely not! It is only the beginning! We have lots of ideas, how to make Bonus-Sparen even more intuitive, easy to use and bigger. Some of them will go live even this year so stay tuned!
smartPay App – the idea for this product has been around at comdirect long before I joined in April 2015. Interestingly enough, this project originally received a code name: Kill Bill because its original objective was to help our customers pay their paper invoices by scanning them with a smartphone. Later our product vision evolved further and we decided to include an archive to store and categorize important documents as well as other convenience features. smartPay app has brought us two innovation awards. First, in March, we won YouGov’s Customer Innovation award also know as Kunden-Innovation 2016:
… and a half year later, we got the first international innovation award in comdirect’s history and were awarded with Efma & accenture’s silver Innovation Award 2016 in the category: Payment and Wallet:
None of this would have been possible without passion and dedication of many involved colleagues who tirelessly worked on turning our ideas and visions into the products our customers would enjoy. Thank you all! You are the true innovation stars!
Despite having a very innovative year 2016, paraphrasing Steve Jobs, we stay foolish and hungry for more!
A short report on our Innovation Bootcamp and the announcement of the Collabothon from the IT-Finanzmagazin.
September 5-7 we took 15 innovation drivers from Commerzbank, mBank, ebase, Neugelb Studios, VISA, and of course comdirect on an unforgettable journey to London to exchange ideas and seek inspiration in one of the world’s fintech capitals. We visited Barclay’s Accelerator, Winton Labs, R3 Consortium, VISA Collab, Level 39, and Startup Bootcamp. We listened to great pitches and inspirational presentations and also found some time to enjoy the beauty of London.
It was great to meet so many people who are so passionate about what they do. It was great to feel the energy of the fintech community. But above of all, it was great to see that some of our crazy ideas are not that crazy afterwards 😉
Ideas come from everywhere and we brought lots of them from London so stay tuned! I hope to report on some of them shortly.
Source: » Level39, Innovation Bootcamp und Collabothon – Gemeinsam für die Zukunft des Banking
